Product

Pension agreement

2 min read
December 1, 2025
Pension agreement

The pension system in the Netherlands will change in the coming years. This has an impact on almost all pension schemes. The major changes are that we are all moving to a contribution scheme and that the contribution will become age-independent. In addition, there are more detailed changes, such as the adjustment of the surviving dependants’ pension.

Read more about how we can help you here.

 

The degree of change and the process will differ per situation. Are you with a pension fund or an insurer or PPI? Do you have an average salary scheme or a defined contribution scheme? Have you agreed on your own terms of employment with your Works Council or are you compulsorily affiliated with an industry pension fund? We are happy to help you map out the situation properly and advise on future scenarios and an approach to get there. Our consultants are able to explain this complex matter in an understandable way and guide you through this transition.

A selection from our services:

  • Pension workshop / training for HR employees and Works Council members
  • Writing transition plan and request for approval
  • Advice during discussions with Works Councils and trade unions
  • Project management
  • Selecting a suitable pension provider
  • Communication to employees (presentations, webinars, brochures, walk-in consultation hours)
  • Impact calculations for new pension agreement-proof scheme. We calculate the impact for employees based on 1,000 economic scenarios (DNB scenario set) and the impact on employer costs based on expectations including hires and departures for the next 20 years

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